Michael Jackson, Peggy Noonan, Dave Ramsey, and Health Care
Years ago (about 25 to be more precise), I learned a valuable lesson about money. A friend of mine was really excited about buying a new car, but after negotiating he realized he was $500 short on the down payment. He figured it would take him three months to earn the extra money and get the car.
Being what I thought was a good friend, I went to him and offered to lend him the money. I had the money, I didn’t need it right then, it would all be paid back in three months, and he would get his car right away. I was feeling really proud of my idea since it was 100% mine – he didn’t ask me for it. He took the money and the next day we were riding around in his brand new car. Life was good!
If only Dave Ramsey had been around back then!
Pretty soon it became apparent that the $500 loan was a mistake. I was counting on at least 25 bucks a week in payback, but, strangely, that never happened. Instead, every time we would go out in his car it seemed he had a new music cassette tape to show off on his new car stereo! I can still remember driving around listening to Michael Jackson, wishing I had my $500 back. While we were listening to the music he would also fill me in on the great fun he had that week on dates at dance clubs and at concerts.
Soon I realized I didn’t help pay for his car – I had paid for his lifestyle.
I wish I could say I got past it, but it became a nagging thing to me and eventually led to our friendship dissolving. The $500 didn’t really matter in the big scheme of things. If he had suffered a hardship and couldn’t pay it back, I would have gladly forgiven it and moved on, and we’d still be friends. But every time that stereo got cranked up it was salt in the wounds. I still remember to this day getting angry inside every time he spent money on “stuff” rather than on paying back what I thought was a symbol of friendship. If I had had the power to divert his money from “stuff” to me, I think I would have used it.
Peggy Noonan covers this concept in the health care debate in the article “Common Sense May Sink ObamaCare.” The socially elite “smart people” who advocate the ObamaCare program also realize that people will choose “stuff” over what they should be spending their money on. The big problem is they have the power to penalize people for buying the wrong “stuff.” Even worse, they will get to decide what “stuff” is wrong. This is a LOSS of FREEDOM, pure and simple.
Bottom line, when the government “pays” for health care for everyone (uh, the government doesn’t “pay,” they take money from money earners called taxpayers and spread it around to those who don’t earn enough to pay their own way), they will soon realize that some people receiving the health care are making really bad choices about what “stuff” they buy. It won’t be long before you are required to get a physical, and if you are overweight or have other issues, you will be in jeopardy of losing your “free” health care, or you will be denied aggressive treatments because the risk/reward scenario doesn’t justify it. In order to avoid this, socially elite “smart people” will then tell us what “stuff” we can’t buy. Things like beer, cigarettes, Krispy Kreme doughnuts, Twinkies, and tattoos, because all of these things have health risks.
I guess at the end of the day the government is promising everyone a new car. The only problem is they will tell us what to listen to on the radio, and where we can drive it.